It is really hard to talk yourself out of buying something that you know is going to cost a great deal, but you want it soooo bad. And it doesn't help to have a husband that will let you buy whatever you want because he loves to spend money. I have to be the rational one and sometimes I really hate it. We found a sectional couch and chair at Costco that is a really reasonable price considering that it is furniture. But the cost is still expensive. It was just Christmas and we spent plenty of money. Both Matt and I were off work for at least 2 weeks during the snow storm and got paid minimal. I didn't use much of my vacation time because I am trying to save it for March. We have a new baby coming in March and that will cost us plenty not to mention that I don't have much vacation to use and most of my time off will be without pay. All rational reasons as to why we can't buy the new furniture. But, then I think we could sell our current couches and ottoman on Craigslist for a reasonable price. That would bring down our cost. Our house would have more room. I am ready for a change. It feels good to sit on it. I am tired of the great room and the wall to wall furniture. Oh and did I mention that my husband talks about it all the time until I am so crazy and finally want to give in to my irrational thoughts. The problem is when we find a good deal and I talk us out of it because we can't afford it, then when it is gone I am so mad at myself because it was a good deal and we could have saved so much money if we would have just bought it when they had it and it was on sale. Ohhhh what to do...... Do I take the plunge or do I sit back and wait until we can afford it. Can we ever really afford it. Probably not....... something will always come up. An unexpected bill, or something will break and need to be fixed. Our luck kind of runs that way. What to do, what to do...... Should I do it or not..... Matt you can't answer that, I already know your vote.
Jan 3, 2009
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Heather, I think you would be very smart to wait it out....Costco will always have good furniture and there might be something that comes along that you will like even better when you are in a better position to buy. I so bad want a new car, but I have to keep talking myself out of it too ;) haha! We are working really hard to get rid of debt. It's no fun sometimes, but in the long run I think you will feel very good about your choice! :) (You could always rearrange the furniture and cover it to make a change)
Hey sis here are my thoughts since you asked for opinions. I am full of opinions and always happy to share. Sometimes people don't even have to ask and they get it anyway......So this one is easy. Why don't you guys comprimise. Set a goal to get new furniture but figure out a way to make "extra" money. Like do some extra photography jobs or something. YThen once you have the money it's super easy to rationalize buying it. If there is any time to be sparing of extra debt it is now. Loaned money has been super easy to get in years past and has created a population of people (me included) that spend irrationally. Meaning spending money that sometimes doesn't make sense. So if it feels like it doesn't make sense to you......then it probably doesn't. I think the world is changing in a way that none of us yet know the depth of. So personally our spending habits are going to change. All that being said.....We are probably going to buy new tires today :) So maybe your couch is like our tires.....we probably could go a little longer but we aren't going to. There you go.....that's my two bits....good luck with the battle :)
Hey Sweetie...I too agree with Kristen & Damon.
A few other things to think about:
One of which you talked about in your blog...I would see how you fair going through your maternity leave, it wouldn't have much fun sitting on new furniture and stressing about money with a new baby.
Also, consider what your furniture will look like with little children using it soon as play toys. I'm sure Damon and Kristen can agree with that and I can surely share my thoughts with what Chris and Stacie did with my first furniture. I sure glad I waited.
We too, are moving in the direction to get rid of debt. We made a decision together, that we had to know how things would be paid for...pros and cons, and it isn't always fun.
Good luck...I think you're on the right thinking path...stay strong!
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